Digital Transformation for Banking and Capital Markets
Capital markets firms trade on speed and control. Routeget connects trade, position, risk and settlement data so operations are accurate, auditable and efficient.
30+
clients served
$15M+
Savings Delivered
15+ yrs
Serving the Sector
20+
Projects Delivered
Banking and Capital Markets: where the market stands today
A fact base for planning. All figures below are third-party research estimates, not Routeget data, and they differ by how each firm defines the market.
Automation and data under regulation
Firms invest in data quality, automation and risk analytics while meeting regulatory reporting demands.
About US$2.0 trillion in retail banking; broader markets larger
Grand View Research sizes retail banking above US$2.03 trillion; capital markets revenues are reported separately by publishers.
About 4.5% to 5.8% CAGR
Grand View Research and Market Research Future project steady banking growth.
Straight-through processing and data quality
Fewer manual touches, consistent data and clear audit trails reduce operational risk and cost.
Sources: Grand View Research; Market Research Future; McKinsey. Figures vary by publisher and definition; verify before external citation. Estimates retrieved October 2026 and subject to each publisher’s definitions; verify against the publisher before citing externally.
End-to-end digital transformation
Strategy, platform selection, integration and data work delivered as one programme.
Regulated finance data models
Accounts, positions, policies and ledgers structured for reconciliation and audit.
Risk and compliance visibility
Controls, approvals and evidence captured as part of the workflow.
Secure integration
Connections between core, channel, reporting and finance systems with strict access control.
Four pressures that shape banking & capital markets operations
These are the recurring problems we see when trade capture, settlement, risk and reporting operations run on disconnected systems.
Trade breaks and fails
Mismatched data between systems causes breaks and settlement failures.
Risk aggregation
Positions and exposures are gathered from many sources, late.
Capabilities built for trade capture, settlement, risk and reporting operations
Pick the area closest to your priority. Each can be delivered on its own or as part of a wider programme.
Hold one trusted record for capital markets operations.
- Customer, account and relationship data in one model
- Onboarding and verification workflows
- Consent and data-protection records
- Service requests and case history
Keep every transaction reconciled.
- Ledger, sub-ledger and reconciliation controls
- Payments, settlements and exception handling
- Period close and consolidation
- Audit trails for every posting
Make controls visible and evidence ready.
- Policy, limit and approval workflows
- Regulatory reporting data preparation
- Monitoring and alert investigation
- Evidence capture for audits
Serve customers and see performance.
- Digital and branch channel integration
- Product and portfolio performance reporting
- Customer profitability analysis
- Forecasting and scenario views
Two scenarios where connected data changes the day-to-day
These are illustrative scenarios that describe the business objective. They are not customer case studies.
Cutting trade breaks
Data between front, middle and back office is matched automatically with exceptions queued.
Business objective: reduce fails and cost.
Aggregating risk
Positions and exposures consolidate from source systems on a schedule.
Business objective: give risk teams timely numbers.
How we approach delivery and evidence outcomes
We do not publish unverified customer figures on industry pages. This is how we make outcomes measurable in an engagement.
Baseline first
We agree the starting measures with you before design, such as settlement fail rate, trade-break resolution time and reporting accuracy.
Delivery in stages
Releases are phased by site and process, so each stage is tested against real operations before the next.
Measured against your targets
Dashboards report the baseline measures from go-live, so benefit is judged on your data.
Examples of Routeget engagements can be discussed in a discovery call, subject to client approval for each reference.
Why Routeget for banking & capital markets
We bring a delivery approach built around the realities of fragmented trading systems, tight settlement windows and regulatory reporting.
Trade lifecycle depth
We link trade, position and settlement data so breaks are found and fixed quickly.
Integrated, not stitched together
Core, channels, risk, reporting and finance share one data model, so operational and financial records reconcile.
Phased, low-disruption rollout
We plan releases around market volatility, regulatory deadlines and quarter-end to protect service levels.
Data you can act on
Analytics are designed with your operations team, so measures reflect how your plants actually run.
Related reading from the Routeget team
Perspectives on the supply chain, data and integration topics behind this industry.
Why Automating our Supply Chain is Crucial to your Business Success
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Explore adjacent industry practices
Plan your banking & capital markets digital foundation with Routeget
Book a 30-minute discovery to walk through your trading desks, risk functions, operations teams and counterparties and your priorities with a Routeget industry specialist.
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Banking & Capital Markets: questions buyers ask us
How do you engage with a banking & capital markets business?
We usually start with a short discovery and a process review of one asset class and its trade lifecycle. From there we propose a phased scope, which can be fixed-scope for defined releases or a time-and-materials team for ongoing improvement.
Can you support regulatory reporting?
We build the data and reporting layers; interpretation of rules stays with your compliance team.
Do you integrate with trading platforms?
We integrate through available interfaces and standard messaging.
Who owns the data and the configuration?
You do. The solution runs in your own environment, and configuration, data models and reports are documented and handed over so your team can maintain them.
How do you approach pricing and timelines?
Pricing and timing follow scope, including the number of asset classes, venues and counterparties. We share an estimate after discovery, with assumptions and exclusions stated, and we confirm timelines only after reviewing your landscape.